Ten's, Jack's, Queen's, and King's count as 10; Aces count as either 1 or 11, as you choose. Other cards play at their face value. You are given a chance to draw additional cards, one at a time, to get closer to 21. If you "bust", (go over 21) you lose, and the dealer collects your bet.

If your count is closer to 21 than the dealer's, you win. If it is under the dealer's, you lose. A tie is a standoff and results in a "push" (nobody wins).

The dealer has no choice on hitting or staying; he must hit when holding 16 or under and stay on 17 or over. After each player is satisfied with the number of cards he has asked for, the dealer turns up his hidden card. If he has 16 or less, he must "hit," that is draw an additional card or cards, until he reaches 17 or over. Dealer must stand on 17. If he "busts," he must pay all the players left in the game.